Attention homeowners in Artesia and Eddy County: Need an appraisal?

Here are the top 7 reasons why New Mexico homeowners hire Benchmark Real Estate Services:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge Eddy County's assessment of your property value
To cut your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of New Mexico, where property needs to be divided
Settle an estate in New Mexico by determining the true market value of real estate


	Own a house in or near Artesia, New Mexico and need help determining the price of it? Contact Benchmark Real Estate Services.

At Benchmark Real Estate Services, we understand the individual needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Challenge a property tax assessment

Let's say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an appraisal report from Benchmark Real Estate Services is your #1 weapon when contesting your property tax assessment.

Need to cancel PMI?

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Benchmark Real Estate Services is qualified in helping clients just like you do away with unnecessary PMI insurance.

HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Benchmark Real Estate Services can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Benchmark Real Estate Services can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Benchmark Real Estate Services can help you with that. Although most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.